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Hosting Cost Calculator

Hosts advertise a monthly rate. What you actually pay depends on the term you have to buy upfront and what it renews at. Pick how long you plan to stay and see the real total.

Updated September 8, 2026Sajid Gohar

Hosting cost calculator

What will it cost by the time you leave?

Pick how long you plan to keep the site. The total includes the term you must prepay plus every renewal after it.

  • 1

    Hostinger

    PremiumCheapest

    The $2.99 rate needs four years paid upfront, which is $143.52 on day one.

    $143.52

    lowest total

  • 2

    Bluehost

    Starter

    Three years upfront for the intro rate, then the cheapest renewal of the shared hosts here.

    $143.64

    +$0.12 more

  • 3

    Cloudways

    Micro, Standard

    Billed monthly with no term, so the price never jumps. Backups and email cost extra.

    $396.00

    +$252.48 more

  • 4

    SiteGround

    StartUp

    Cheapest first year by far. Also the steepest renewal, at $17.99 a month.

    $479.64

    +$336.12 more

  • 5

    Kinsta

    Single

    First month free, then $35 a month. Paying annually costs $350 rather than $420.

    $1225.00

    +$1081.48 more

Totals are the advertised monthly rate multiplied by the term each host requires, plus the published renewal rate for every month after it. Prices in USD, read from each provider's own pricing page on 8 September 2026. Taxes and add-ons such as backups or email are not included. Rates also change without notice.

Why the cheapest host keeps changing

Move the calculator from one year to five and the order rearranges itself. That is not a glitch. Shared hosting is sold on a first-term discount, so the winner depends entirely on how long you stay.

  • At one year SiteGround is cheapest, because it only asks for twelve months.
  • At three years Hostinger and Bluehost are cheapest, because their first term already covers that long.
  • At five years SiteGround is the most expensive of the shared hosts, because $17.99 a month adds up.
  • Cloudways never changes position much, because it never discounts and never jumps.

The three numbers that decide it

Any honest hosting comparison needs all three. Most only show the first.

  1. 1The advertised monthly rate — the number on the pricing page.
  2. 2The term you must prepay to get it — one to four years, depending on the host.
  3. 3The renewal rate — what you pay for every month after that term ends.

A quick check before you buy

Multiply the monthly rate by the required term. That is your first bill, due today. Then multiply the renewal rate by twelve to see what each year after it costs. If a host will not show you the renewal rate, that is the answer.

What this does not include

Taxes, domains and add-ons are excluded, because they vary too much to guess. Cloudways bills backup storage at $0.033 per GB and mailboxes from $1.50 each per month. Most shared hosts include email but charge for extra storage. Add whatever you will actually use before comparing.

Prices also change without notice. We check them against each provider's own pricing page and date every figure, so you can see how fresh it is rather than guessing.

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Frequently asked questions

Why is my first hosting bill so much bigger than the monthly price?

Because the advertised rate requires prepaying a whole term. Hostinger's $2.99 a month means $143.52 today for 48 months. The monthly figure is the term divided out, not what you are charged each month.

Which host is cheapest overall?

It depends on how long you stay, which is what the calculator shows. SiteGround is cheapest for one year, Hostinger for three or more and Cloudways for a single month with no commitment.

Can I avoid the renewal price?

You can move hosts before the term ends. Migrations are usually free. Some hosts will also discount a renewal if you ask. What you cannot do is assume the intro rate continues, because it does not.

Are these prices current?

They are read from each provider's own pricing page and the date is shown under the calculator. Hosting prices move, so check the provider's checkout total before paying.